House is a full rehab of all mechanicals, roof and kitchen.
Brick + Beam held a class on this subject, albeit a couple of years ago. Check out this resource and specifically the contact name and company that might be a helpful resource: http://brickandbeamdetroit.com/resources/homeowners-insurance-tips-and-tricks
State Farm has very good rates on home insurance, I just changed over from another provider.
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I insured my house with Nazmul Islam in Hamtramck during renovations. This was a few years ago, I don't know if he's still in this business.