We're moving from the east coast and are looking at a variety of old houses that we would love to live in and rehab. As we've got closer to making an offer, I've called for insurance quotes and what I'm hearing is steep since its based on replacement cost and not market value. I just wanted to check in and see what people do/if there's anything to do to mediate these costs... If you have a particular agent that is good with affordable quotes... Any advice would be great.
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